I started using channel bridge in January. Which means I started getting guest addresses. Once I figured out why so many had a specific California address (they cam from Affirm), I learned about Affirm. In the first three months using Channel Bridge, 17% of my VRBO reservations have used Affirm. I understand that once API takes effect, the Affirm payment option will no longer be offered as an option to my VRBO guests. This is concerning. So yes, it would be good to be able to offer Affirm. I'm assuming that individual small businesses cannot do that. But I wonder if there is another way, perhaps something OR can arrange. By the way, as I understand it Affirm is not zero interest. I believe they charge an interest rate, but it may be less than a credit card charges and I think they apply interest - rate determined by guest credit rating - to the whole amount and then split the payments over a specified time period. Not really sure of the details, but the method seems to be advantageous compared to a credit card. Also there seem to be different methods of using Affirm. Some transaction were paid by Affirm, some paid by Affirm Visa. Don't know what that's about.
On the other hand, I've held off splitting payments for direct bookings until after API gets done. Maybe allowing split payments on VRBO API bookings will alleviate that. At least for far future bookings.
